Stop worrying about money at 2am
Take control with clarity, not complexity. No account required. Just start.
Start instantly
No sign-up. No credit card. Get started in seconds. Get answers in minutes.
Your data stays yours
No bank linking. Nothing leaves your browser until you choose to sync.
Truly multi-currency
Not just a symbol swap. Real exchange rates, multiple accounts, one clear picture.
Answers to hard questions
"Where does all my money actually go?"
Most people underestimate their annual costs by 20-30%. We show you the full picture: subscriptions, insurance, holidays. Nothing slips through.
"Am I saving enough?"
See your savings rate as a percentage of income. Track it over time. Compare against goals you set.
"How did forex affect my wealth this year?"
Our currency impact tracker shows exactly how exchange rate changes have helped or hurt your net worth.
"Can I fund my kid's education AND retire on time?"
Model competing goals together. See how paying for college in 2030 affects your retirement runway in 2045.
"What will my net worth be in 10 years?"
Project your wealth forward with savings contributions, investment growth, and liability payoffs all factored in.
"When - and where - can I retire?"
Model scenarios across different timelines and locations. Your $2M goes further in some places than others.
All this. Free.
Income to spending in one clear flow - with budget planning, annual cashflow and savings goals. Discover the annual expenses you keep forgetting.
- Cashflow, liquidity and emergency runway
- Multiple currencies with real exchange rates
- No account needed. Start in 30 seconds
For serious wealth builders
You're playing the long game. When big life events arrive - school fees, property, retirement - you need to see if the plan actually works.
- Compare scenarios with multiple plans
- Track inflows and obligations
- See how currency moves affect your wealth
Built on trust
Other apps charge $100+/year and make you link your bank. Just to look around. We think that's backwards.
For people still building
And lives that don't fit templates.